How it works



Match
Already have a policy? Share your current policy so we can compare your coverage options. Don’t have one? Let us know what you need to insure.
Pick
Our brokers will walk you through your options and quotes. Pick the option that works best for you.
Save
Insure Smartly is here to help you save money! Our brokers will even help you cancel your old policy.
why Insure Smartly?
Shopping for insurance is a hassle. We do all the shopping for you, for free, and present you with the best options.
Best rates
We shop, and keep shopping until we find you the best rates.
Save Time
Time is your most valuable asset. Protect your time in addition to your vehcile, home and business by insuring smartly with us.
Knowledgeable brokers
Expert insurance brokers are always available to answer your questions for your home, business, or cottage. Whether you want more information about your coverage or need assistance filing a claim, they are there to help. They're friendly too!
Peace of mind
No stress needed. We do all the heavy lifting. If we shop around and find out that you already have the best price, we'll be transparent and let you know!
our customers love us
Top questions people ask us
Insure Smartly is an online insurance broker. We don’t replace insurance companies, instead we help you shop your insurance needs. Our services are completely free for you. We do the heavy lifting by comparing your auto, home, or business insurance needs across the top insurance providers in Canada.
Insure Smartly uses your current insurance policy (by reviewing a copy of your PDF policy) to learn about your current coverage details. This saves you time, so you don't have to manually input them. If you don't have a policy, we provide an option to manually input your requirements. We review your policy in detail and shop it across the top providers, to find you the same coverage at a lower rate!
Insure Smartly works with over 30 of the top insurance companies in Canada, including Intact, Aviva, and Travellers.
Right now, Insure Smartly operates exclusively in Ontario. Stay tuned as we expand our service across Canada! If you are looking for cottage insurance, visit our sister website - InsureMyCottage.ca.